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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,764 | $227,291-89.1% | $214,702-88.5% | $155,188-84.0% |
| Participation rate | 77.8% | 88.0%-10.2pp | 87.5%-9.7pp | 80.8%-3.0pp |
| Annual return | 29.48% | 60.08%-30.6pp | 54.55%-25.1pp | 148.84%-119.4pp |
| Employer contribution / active EE | $2,770 | $6,772-59.1% | $6,461-57.1% | $4,248-34.8% |
| Participant deferral / active EE | $4,133 | $9,582-56.9% | $9,147-54.8% | $6,531-36.7% |
| Admin fee / account holder | $327 | $20,413-98.4% | $19,830-98.4% | $14,480-97.7% |