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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,764 | $223,823-88.9% | $211,142-88.3% | $154,746-84.0% |
| Participation rate | 77.8% | 87.9%-10.1pp | 87.3%-9.5pp | 80.7%-2.9pp |
| Annual return | 29.48% | 50.39%-20.9pp | 46.84%-17.4pp | 172.34%-142.9pp |
| Employer contribution / active EE | $2,770 | $6,787-59.2% | $6,442-57.0% | $4,379-36.7% |
| Participant deferral / active EE | $4,133 | $9,750-57.6% | $9,284-55.5% | $6,730-38.6% |
| Admin fee / account holder | $327 | $19,707-98.3% | $19,076-98.3% | $14,365-97.7% |