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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,098 | $154,228-44.8% | $145,433-41.5% | $137,256-38.0% |
| Participation rate | 88.9% | 83.8%+5.1pp | 82.1%+6.8pp | 80.0%+8.9pp |
| Annual return | 20.37% | 74.59%-54.2pp | 66.58%-46.2pp | 220.34%-200.0pp |
| Employer contribution / active EE | $9,849 | $4,804+105.0% | $4,554+116.2% | $4,156+137.0% |
| Participant deferral / active EE | $19,117 | $8,216+132.7% | $7,897+142.1% | $6,407+198.4% |
| Admin fee / account holder | $10,779 | $14,344-24.9% | $13,129-17.9% | $12,270-12.2% |