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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,380 | $254,759-59.0% | $216,567-51.8% | $198,609-47.4% |
| Participation rate | 88.9% | 84.5%+4.4pp | 81.6%+7.2pp | 82.4%+6.5pp |
| Annual return | 15.57% | 10.04%+5.5pp | 12.94%+2.6pp | 202.70%-187.1pp |
| Employer contribution / active EE | $1,213 | $6,096-80.1% | $5,216-76.7% | $5,055-76.0% |
| Participant deferral / active EE | $2,775 | $6,948-60.1% | $6,191-55.2% | $6,977-60.2% |
| Admin fee / account holder | $1,513 | $26,311-94.2% | $21,981-93.1% | $19,030-92.0% |