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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,923 | $162,136+96.7% | $152,301+109.4% | $154,746+106.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.87% | 91.02%-74.1pp | 80.50%-63.6pp | 172.34%-155.5pp |
| Employer contribution / active EE | $1,976 | $4,890-59.6% | $4,624-57.3% | $4,379-54.9% |
| Participant deferral / active EE | $15,414 | $8,341+84.8% | $8,004+92.6% | $6,730+129.0% |
| Admin fee / account holder | $60,297 | $15,759+282.6% | $14,398+318.8% | $14,365+319.7% |