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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,507 | $124,425-79.5% | $112,040-77.2% | $137,256-81.4% |
| Participation rate | 61.5% | 79.3%-17.8pp | 76.5%-15.0pp | 80.0%-18.4pp |
| Annual return | 22.59% | 24.72%-2.1pp | 24.52%-1.9pp | 220.34%-197.7pp |
| Employer contribution / active EE | $1,176 | $3,411-65.5% | $2,954-60.2% | $4,156-71.7% |
| Participant deferral / active EE | $1,940 | $5,718-66.1% | $5,098-61.9% | $6,407-69.7% |
| Admin fee / account holder | $146 | $15,207-99.0% | $12,098-98.8% | $12,270-98.8% |