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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,101 | $75,541-60.2% | $152,093-80.2% | $82,637-63.6% |
| Participation rate | 86.0% | 66.5%+19.5pp | 77.8%+8.2pp | 68.1%+17.9pp |
| Annual return | 22.67% | 32.56%-9.9pp | 66.36%-43.7pp | 53.51%-30.8pp |
| Employer contribution / active EE | $2,556 | $2,622-2.5% | $4,175-38.8% | $2,552+0.2% |
| Participant deferral / active EE | $5,121 | $3,206+59.7% | $5,451-6.1% | $4,126+24.1% |
| Admin fee / account holder | $3,384 | $6,405-47.2% | $14,497-76.7% | $7,339-53.9% |