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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,507 | $177,156-92.4% | $147,027-90.8% | $154,746-91.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 73.7%+26.3pp | 80.7%+19.3pp |
| Annual return | 12.78% | 21.94%-9.2pp | 20.23%-7.5pp | 172.34%-159.6pp |
| Employer contribution / active EE | $1,336 | $4,336-69.2% | $3,626-63.2% | $4,379-69.5% |
| Participant deferral / active EE | $3,915 | $5,797-32.5% | $4,933-20.6% | $6,730-41.8% |
| Admin fee / account holder | $801 | $14,904-94.6% | $12,223-93.4% | $14,365-94.4% |