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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,507 | $161,352-91.6% | $134,172-89.9% | $137,256-90.2% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 12.78% | 28.72%-15.9pp | 25.30%-12.5pp | 220.34%-207.6pp |
| Employer contribution / active EE | $1,336 | $4,099-67.4% | $3,420-60.9% | $4,156-67.9% |
| Participant deferral / active EE | $3,915 | $5,552-29.5% | $4,690-16.5% | $6,407-38.9% |
| Admin fee / account holder | $801 | $15,028-94.7% | $12,016-93.3% | $12,270-93.5% |