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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,507 | $185,141-92.7% | $153,416-91.2% | $155,188-91.3% |
| Participation rate | 100.0% | 79.9%+20.1pp | 74.3%+25.7pp | 80.8%+19.2pp |
| Annual return | 12.78% | 18.72%-5.9pp | 17.84%-5.1pp | 148.84%-136.1pp |
| Employer contribution / active EE | $1,336 | $4,489-70.2% | $3,764-64.5% | $4,248-68.5% |
| Participant deferral / active EE | $3,915 | $5,477-28.5% | $4,723-17.1% | $6,531-40.1% |
| Admin fee / account holder | $801 | $16,005-95.0% | $13,095-93.9% | $14,480-94.5% |