Filed December 18, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,051 | $81,262-72.9% | $155,602-85.8% | $80,911-72.7% |
| Participation rate | 82.8% | 66.2%+16.5pp | 78.2%+4.6pp | 67.6%+15.1pp |
| Annual return | 10.78% | 33.34%-22.6pp | 64.81%-54.0pp | 35.63%-24.8pp |
| Employer contribution / active EE | $849 | $3,102-72.6% | $4,675-81.8% | $2,756-69.2% |
| Participant deferral / active EE | $2,592 | $3,451-24.9% | $5,629-54.0% | $4,297-39.7% |
| Admin fee / account holder | $10,669 | $7,992+33.5% | $15,923-33.0% | $6,935+53.8% |