Filed December 18, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,051 | $81,331-72.9% | $155,534-85.8% | $80,935-72.8% |
| Participation rate | 82.8% | 66.3%+16.5pp | 78.2%+4.5pp | 67.7%+15.1pp |
| Annual return | 10.78% | 33.37%-22.6pp | 64.92%-54.1pp | 35.66%-24.9pp |
| Employer contribution / active EE | $849 | $3,105-72.6% | $4,675-81.8% | $2,757-69.2% |
| Participant deferral / active EE | $2,592 | $3,454-25.0% | $5,630-54.0% | $4,299-39.7% |
| Admin fee / account holder | $10,669 | $7,999+33.4% | $15,900-32.9% | $6,924+54.1% |