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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,712 | $160,028-67.1% | $147,080-64.2% | $145,884-63.9% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 13.09% | 98.60%-85.5pp | 420.17%-407.1pp | 551.85%-538.8pp |
| Employer contribution / active EE | $2,785 | $5,286-47.3% | $4,933-43.5% | $4,662-40.3% |
| Participant deferral / active EE | $17,425 | $8,422+106.9% | $8,066+116.0% | $6,690+160.5% |
| Admin fee / account holder | $2,195 | $15,030-85.4% | $12,989-83.1% | $13,392-83.6% |