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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,647 | $106,864-58.2% | $147,318-69.7% | $82,637-46.0% |
| Participation rate | 97.2% | 75.5%+21.7pp | 82.1%+15.2pp | 68.1%+29.2pp |
| Annual return | 17.99% | 27.49%-9.5pp | 70.43%-52.4pp | 53.51%-35.5pp |
| Employer contribution / active EE | $3,366 | $3,417-1.5% | $4,593-26.7% | $2,552+31.9% |
| Participant deferral / active EE | $6,457 | $6,496-0.6% | $7,906-18.3% | $4,126+56.5% |
| Admin fee / account holder | $4,179 | $8,415-50.3% | $13,708-69.5% | $7,339-43.1% |