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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,771 | $169,161+70.7% | $129,295+123.3% | $145,959+97.8% |
| Participation rate | 77.8% | 76.5%+1.3pp | 69.6%+8.2pp | 80.3%-2.5pp |
| Annual return | 10.65% | 14348.07%-14337.4pp | 9429.28%-9418.6pp | 561.95%-551.3pp |
| Employer contribution / active EE | $8,483 | $5,543+53.0% | $4,157+104.1% | $4,661+82.0% |
| Participant deferral / active EE | $19,632 | $4,989+293.5% | $4,169+370.9% | $6,689+193.5% |
| Admin fee / account holder | $1,291 | $9,878-86.9% | $7,665-83.2% | $13,398-90.4% |