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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,771 | $169,356+70.5% | $129,406+123.2% | $145,897+97.9% |
| Participation rate | 77.8% | 76.5%+1.3pp | 69.6%+8.1pp | 80.3%-2.5pp |
| Annual return | 10.65% | 14418.62%-14408.0pp | 9468.18%-9457.5pp | 552.29%-541.6pp |
| Employer contribution / active EE | $8,483 | $5,542+53.1% | $4,155+104.2% | $4,663+81.9% |
| Participant deferral / active EE | $19,632 | $4,987+293.7% | $4,167+371.1% | $6,689+193.5% |
| Admin fee / account holder | $1,291 | $9,915-87.0% | $7,689-83.2% | $13,390-90.4% |