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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,443 | $160,028-64.1% | $147,080-60.9% | $145,884-60.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.78% | 98.60%-85.8pp | 420.17%-407.4pp | 551.85%-539.1pp |
| Employer contribution / active EE | $3,625 | $5,286-31.4% | $4,933-26.5% | $4,662-22.3% |
| Participant deferral / active EE | $15,551 | $8,422+84.6% | $8,066+92.8% | $6,690+132.5% |
| Admin fee / account holder | $2,882 | $15,030-80.8% | $12,989-77.8% | $13,392-78.5% |