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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,454 | $132,634-83.8% | $115,768-81.5% | $137,256-84.4% |
| Participation rate | 95.2% | 77.9%+17.4pp | 74.4%+20.8pp | 80.0%+15.3pp |
| Annual return | 12.38% | 160.70%-148.3pp | 100.46%-88.1pp | 220.34%-208.0pp |
| Employer contribution / active EE | $931 | $3,360-72.3% | $2,940-68.3% | $4,156-77.6% |
| Participant deferral / active EE | $2,067 | $5,619-63.2% | $4,917-57.9% | $6,407-67.7% |
| Admin fee / account holder | $1,841 | $15,028-87.7% | $12,439-85.2% | $12,270-85.0% |