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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,672 | $183,592-77.3% | $155,574-73.2% | $145,877-71.4% |
| Participation rate | 64.3% | 82.7%-18.4pp | 78.2%-13.9pp | 80.3%-16.0pp |
| Annual return | 13.70% | 61.37%-47.7pp | 64.87%-51.2pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,726 | $5,317-67.5% | $4,676-63.1% | $4,663-63.0% |
| Participant deferral / active EE | $4,506 | $6,466-30.3% | $5,629-20.0% | $6,691-32.7% |
| Admin fee / account holder | $360 | $19,316-98.1% | $15,914-97.7% | $13,402-97.3% |