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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,640 | $115,225-25.7% | $100,712-15.0% | $138,895-38.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 18.58% | 40.35%-21.8pp | 33.27%-14.7pp | 145.39%-126.8pp |
| Employer contribution / active EE | $20,842 | $2,771+652.1% | $2,313+801.2% | $4,194+396.9% |
| Participant deferral / active EE | $1,838 | $4,699-60.9% | $4,085-55.0% | $6,396-71.3% |
| Admin fee / account holder | $3,067 | $10,844-71.7% | $9,256-66.9% | $12,562-75.6% |