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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,070 | $162,136-51.8% | $152,301-48.7% | $154,746-49.5% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 17.24% | 91.02%-73.8pp | 80.50%-63.3pp | 172.34%-155.1pp |
| Employer contribution / active EE | $11,116 | $4,890+127.3% | $4,624+140.4% | $4,379+153.8% |
| Participant deferral / active EE | $9,062 | $8,341+8.6% | $8,004+13.2% | $6,730+34.6% |
| Admin fee / account holder | $5,391 | $15,759-65.8% | $14,398-62.6% | $14,365-62.5% |