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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,418 | $154,228-37.5% | $145,433-33.7% | $137,256-29.8% |
| Participation rate | 76.9% | 83.8%-6.9pp | 82.1%-5.2pp | 80.0%-3.0pp |
| Annual return | 15.14% | 74.59%-59.4pp | 66.58%-51.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $2,067 | $4,804-57.0% | $4,554-54.6% | $4,156-50.3% |
| Participant deferral / active EE | $10,656 | $8,216+29.7% | $7,897+34.9% | $6,407+66.3% |
| Admin fee / account holder | $1,275 | $14,344-91.1% | $13,129-90.3% | $12,270-89.6% |