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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,089 | $132,099-65.1% | $115,599-60.1% | $138,895-66.8% |
| Participation rate | 82.6% | 77.9%+4.8pp | 74.3%+8.3pp | 79.9%+2.7pp |
| Annual return | 18.21% | 176.76%-158.5pp | 111.10%-92.9pp | 145.39%-127.2pp |
| Employer contribution / active EE | $1,439 | $3,416-57.9% | $2,955-51.3% | $4,194-65.7% |
| Participant deferral / active EE | $2,998 | $5,617-46.6% | $4,889-38.7% | $6,396-53.1% |
| Admin fee / account holder | $8,148 | $15,650-47.9% | $12,841-36.5% | $12,562-35.1% |