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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,276 | $162,136-85.6% | $152,301-84.7% | $154,746-85.0% |
| Participation rate | 60.0% | 84.1%-24.1pp | 82.4%-22.4pp | 80.7%-20.7pp |
| Annual return | 24.04% | 91.02%-67.0pp | 80.50%-56.5pp | 172.34%-148.3pp |
| Employer contribution / active EE | $2,373 | $4,890-51.5% | $4,624-48.7% | $4,379-45.8% |
| Participant deferral / active EE | $3,275 | $8,341-60.7% | $8,004-59.1% | $6,730-51.3% |
| Admin fee / account holder | $613 | $15,759-96.1% | $14,398-95.7% | $14,365-95.7% |