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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,276 | $155,555-85.0% | $146,866-84.2% | $155,188-85.0% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.5%-22.5pp | 80.8%-20.8pp |
| Annual return | 24.04% | 115.41%-91.4pp | 102.85%-78.8pp | 148.84%-124.8pp |
| Employer contribution / active EE | $2,373 | $4,647-48.9% | $4,425-46.4% | $4,248-44.1% |
| Participant deferral / active EE | $3,275 | $8,044-59.3% | $7,759-57.8% | $6,531-49.9% |
| Admin fee / account holder | $613 | $14,755-95.8% | $13,620-95.5% | $14,480-95.8% |