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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,220 | $159,978-44.2% | $147,041-39.3% | $145,978-38.9% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 16.23% | 98.36%-82.1pp | 419.21%-403.0pp | 550.52%-534.3pp |
| Employer contribution / active EE | $1,799 | $5,288-66.0% | $4,935-63.5% | $4,662-61.4% |
| Participant deferral / active EE | $7,533 | $8,429-10.6% | $8,071-6.7% | $6,690+12.6% |
| Admin fee / account holder | $974 | $15,053-93.5% | $13,006-92.5% | $13,400-92.7% |