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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,116 | $183,539-21.5% | $155,556-7.4% | $145,897-1.2% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 6.11% | 61.31%-55.2pp | 64.84%-58.7pp | 552.29%-546.2pp |
| Employer contribution / active EE | $11,132 | $5,315+109.4% | $4,675+138.1% | $4,663+138.7% |
| Participant deferral / active EE | $16,660 | $6,467+157.6% | $5,631+195.9% | $6,689+149.1% |
| Admin fee / account holder | $447 | $19,275-97.7% | $15,885-97.2% | $13,390-96.7% |