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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,062 | $111,785+81.7% | $93,669+116.8% | $145,877+39.2% |
| Participation rate | 53.8% | 74.2%-20.4pp | 68.7%-14.9pp | 80.3%-26.5pp |
| Annual return | 18.22% | 203.79%-185.6pp | 133.59%-115.4pp | 551.28%-533.1pp |
| Employer contribution / active EE | $565 | $3,096-81.8% | $2,424-76.7% | $4,663-87.9% |
| Participant deferral / active EE | $1,985 | $4,919-59.6% | $4,416-55.0% | $6,691-70.3% |
| Admin fee / account holder | $0 | $10,256-100.0% | $8,291-100.0% | $13,402-100.0% |