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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,062 | $111,830+81.6% | $93,696+116.7% | $145,884+39.2% |
| Participation rate | 53.8% | 74.2%-20.4pp | 68.7%-14.9pp | 80.3%-26.5pp |
| Annual return | 18.22% | 204.08%-185.9pp | 133.74%-115.5pp | 551.85%-533.6pp |
| Employer contribution / active EE | $565 | $3,093-81.7% | $2,422-76.7% | $4,662-87.9% |
| Participant deferral / active EE | $1,985 | $4,920-59.6% | $4,417-55.1% | $6,690-70.3% |
| Admin fee / account holder | $0 | $10,249-100.0% | $8,287-100.0% | $13,392-100.0% |