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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,726 | $172,111+5.6% | $150,298+20.9% | $137,256+32.4% |
| Participation rate | 88.2% | 81.7%+6.5pp | 77.8%+10.5pp | 80.0%+8.3pp |
| Annual return | 36.62% | 69.37%-32.8pp | 62.79%-26.2pp | 220.34%-183.7pp |
| Employer contribution / active EE | $6,477 | $4,636+39.7% | $4,154+55.9% | $4,156+55.8% |
| Participant deferral / active EE | $8,692 | $6,166+41.0% | $5,453+59.4% | $6,407+35.7% |
| Admin fee / account holder | $7,265 | $16,471-55.9% | $14,116-48.5% | $12,270-40.8% |