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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,238 | $201,264+20.9% | $184,185+32.1% | $145,978+66.6% |
| Participation rate | 64.7% | 87.5%-22.8pp | 86.8%-22.1pp | 80.3%-15.6pp |
| Annual return | 17.92% | 29.00%-11.1pp | 28.81%-10.9pp | 550.52%-532.6pp |
| Employer contribution / active EE | $2,154 | $7,021-69.3% | $6,426-66.5% | $4,662-53.8% |
| Participant deferral / active EE | $15,160 | $9,806+54.6% | $9,132+66.0% | $6,690+126.6% |
| Admin fee / account holder | $45,452 | $16,376+177.6% | $13,909+226.8% | $13,400+239.2% |