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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,238 | $201,372+20.8% | $184,260+32.0% | $145,884+66.7% |
| Participation rate | 64.7% | 87.5%-22.8pp | 86.8%-22.1pp | 80.3%-15.6pp |
| Annual return | 17.92% | 29.04%-11.1pp | 28.84%-10.9pp | 551.85%-533.9pp |
| Employer contribution / active EE | $2,154 | $7,024-69.3% | $6,427-66.5% | $4,662-53.8% |
| Participant deferral / active EE | $15,160 | $9,808+54.6% | $9,133+66.0% | $6,690+126.6% |
| Admin fee / account holder | $45,452 | $16,362+177.8% | $13,898+227.0% | $13,392+239.4% |