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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,546 | $57,140+147.7% | $85,240+66.1% | $80,959+74.8% |
| Participation rate | 28.6% | 56.4%-27.8pp | 67.5%-39.0pp | 67.7%-39.1pp |
| Annual return | 29.45% | 21.71%+7.7pp | 66.75%-37.3pp | 35.67%-6.2pp |
| Employer contribution / active EE | $818 | $1,802-54.6% | $2,735-70.1% | $2,757-70.3% |
| Participant deferral / active EE | $4,131 | $3,115+32.6% | $4,527-8.7% | $4,300-3.9% |
| Admin fee / account holder | $0 | $4,992-100.0% | $6,165-100.0% | $6,925-100.0% |