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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,791 | $58,848+215.7% | $88,179+110.7% | $82,637+124.8% |
| Participation rate | 42.3% | 57.9%-15.6pp | 69.1%-26.8pp | 68.1%-25.7pp |
| Annual return | 20.79% | 22.76%-2.0pp | 64.97%-44.2pp | 53.51%-32.7pp |
| Employer contribution / active EE | $1,148 | $1,678-31.6% | $2,549-55.0% | $2,552-55.0% |
| Participant deferral / active EE | $5,692 | $3,124+82.2% | $4,614+23.4% | $4,126+37.9% |
| Admin fee / account holder | $0 | $4,795-100.0% | $7,673-100.0% | $7,339-100.0% |