Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 6-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,028 | $81,446+8.1% | $103,374-14.8% | $80,874+8.8% |
| Participation rate | 66.7% | 66.9%-0.2pp | 74.5%-7.8pp | 67.6%-1.0pp |
| Annual return | 12.76% | 25.57%-12.8pp | 24.89%-12.1pp | 35.62%-22.9pp |
| Employer contribution / active EE | $2,661 | $3,107-14.3% | $3,869-31.2% | $2,756-3.4% |
| Participant deferral / active EE | $5,810 | $3,870+50.1% | $5,058+14.9% | $4,297+35.2% |
| Admin fee / account holder | $10,848 | $6,715+61.5% | $8,394+29.2% | $6,935+56.4% |