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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,775 | $171,492-51.7% | $150,734-45.1% | $198,609-58.3% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 6.37% | 804.70%-798.3pp | 600.81%-594.4pp | 202.70%-196.3pp |
| Employer contribution / active EE | $15,928 | $5,470+191.2% | $4,918+223.9% | $5,055+215.1% |
| Participant deferral / active EE | $3,681 | $6,259-41.2% | $5,610-34.4% | $6,977-47.2% |
| Admin fee / account holder | $341 | $17,628-98.1% | $14,905-97.7% | $19,030-98.2% |