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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,132 | $78,520-24.7% | $96,576-38.8% | $82,448-28.3% |
| Participation rate | 64.2% | 77.7%-13.5pp | 81.4%-17.2pp | 68.1%-3.9pp |
| Annual return | 16.85% | 41.30%-24.5pp | 38.47%-21.6pp | 41.64%-24.8pp |
| Employer contribution / active EE | $3,553 | $2,630+35.1% | $3,5530% | $2,551+39.3% |
| Participant deferral / active EE | $7,328 | $6,754+8.5% | $7,956-7.9% | $4,139+77.0% |
| Admin fee / account holder | $3,308 | $13,455-75.4% | $11,381-70.9% | $7,234-54.3% |