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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,866 | $201,344-86.2% | $184,243-84.9% | $145,877-80.9% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 23.07% | 29.01%-5.9pp | 28.82%-5.7pp | 551.28%-528.2pp |
| Employer contribution / active EE | $3,665 | $7,022-47.8% | $6,427-43.0% | $4,663-21.4% |
| Participant deferral / active EE | $8,773 | $9,807-10.5% | $9,132-3.9% | $6,691+31.1% |
| Admin fee / account holder | $590 | $16,382-96.4% | $13,914-95.8% | $13,402-95.6% |