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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,303 | $183,627+18.3% | $155,602+39.7% | $145,978+48.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.69% | 61.32%-49.6pp | 64.81%-53.1pp | 550.52%-538.8pp |
| Employer contribution / active EE | $8,320 | $5,316+56.5% | $4,675+78.0% | $4,662+78.5% |
| Participant deferral / active EE | $8,970 | $6,466+38.7% | $5,629+59.4% | $6,690+34.1% |
| Admin fee / account holder | $4,241 | $19,327-78.1% | $15,923-73.4% | $13,400-68.3% |