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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,303 | $183,592+18.4% | $155,574+39.7% | $145,877+49.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 11.69% | 61.37%-49.7pp | 64.87%-53.2pp | 551.28%-539.6pp |
| Employer contribution / active EE | $8,320 | $5,317+56.5% | $4,676+77.9% | $4,663+78.4% |
| Participant deferral / active EE | $8,970 | $6,466+38.7% | $5,629+59.3% | $6,691+34.1% |
| Admin fee / account holder | $4,241 | $19,316-78.0% | $15,914-73.3% | $13,402-68.4% |