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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,015 | $29,736+118.6% | $56,033+16.0% | $80,935-19.7% |
| Participation rate | 11.4% | 41.7%-30.3pp | 52.5%-41.1pp | 67.7%-56.3pp |
| Annual return | 20.36% | 35.28%-14.9pp | 1711.38%-1691.0pp | 35.66%-15.3pp |
| Employer contribution / active EE | $0 | $671-100.0% | $1,041-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,138 | $1,228-7.4% | $1,954-41.8% | $4,299-73.5% |
| Admin fee / account holder | $1,399 | $2,434-42.5% | $2,827-50.5% | $6,924-79.8% |