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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,015 | $29,670+119.1% | $56,054+16.0% | $80,911-19.6% |
| Participation rate | 11.4% | 41.7%-30.3pp | 52.5%-41.1pp | 67.6%-56.3pp |
| Annual return | 20.36% | 35.24%-14.9pp | 1705.95%-1685.6pp | 35.63%-15.3pp |
| Employer contribution / active EE | $0 | $670-100.0% | $1,039-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $1,138 | $1,227-7.2% | $1,952-41.7% | $4,297-73.5% |
| Admin fee / account holder | $1,399 | $2,431-42.4% | $2,822-50.4% | $6,935-79.8% |