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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,329 | $129,737-75.1% | $119,126-72.9% | $154,746-79.1% |
| Participation rate | 93.8% | 78.9%+14.9pp | 75.8%+18.0pp | 80.7%+13.0pp |
| Annual return | 16.96% | 379.08%-362.1pp | 282.11%-265.1pp | 172.34%-155.4pp |
| Employer contribution / active EE | $3,220 | $4,375-26.4% | $4,034-20.2% | $4,379-26.5% |
| Participant deferral / active EE | $6,777 | $5,842+16.0% | $5,318+27.4% | $6,730+0.7% |
| Admin fee / account holder | $617 | $11,961-94.8% | $10,693-94.2% | $14,365-95.7% |