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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,329 | $134,817-76.0% | $123,973-73.9% | $155,188-79.2% |
| Participation rate | 93.8% | 79.4%+14.4pp | 76.7%+17.1pp | 80.8%+12.9pp |
| Annual return | 16.96% | 515.49%-498.5pp | 388.13%-371.2pp | 148.84%-131.9pp |
| Employer contribution / active EE | $3,220 | $4,425-27.2% | $4,126-21.9% | $4,248-24.2% |
| Participant deferral / active EE | $6,777 | $5,706+18.8% | $5,247+29.2% | $6,531+3.8% |
| Admin fee / account holder | $617 | $13,245-95.3% | $11,799-94.8% | $14,480-95.7% |