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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,336 | $172,111+44.9% | $150,298+65.9% | $137,256+81.7% |
| Participation rate | 92.9% | 81.7%+11.1pp | 77.8%+15.1pp | 80.0%+12.9pp |
| Annual return | 20.93% | 69.37%-48.4pp | 62.79%-41.9pp | 220.34%-199.4pp |
| Employer contribution / active EE | $3,700 | $4,636-20.2% | $4,154-10.9% | $4,156-11.0% |
| Participant deferral / active EE | $5,028 | $6,166-18.5% | $5,453-7.8% | $6,407-21.5% |
| Admin fee / account holder | $2,148 | $16,471-87.0% | $14,116-84.8% | $12,270-82.5% |