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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,681 | $227,399-73.8% | $189,758-68.5% | $198,609-70.0% |
| Participation rate | 50.0% | 84.0%-34.0pp | 79.8%-29.8pp | 82.4%-32.4pp |
| Annual return | 6.23% | 61.03%-54.8pp | 52.62%-46.4pp | 202.70%-196.5pp |
| Employer contribution / active EE | $1,963 | $5,526-64.5% | $4,767-58.8% | $5,055-61.2% |
| Participant deferral / active EE | $4,734 | $6,837-30.8% | $5,856-19.2% | $6,977-32.2% |
| Admin fee / account holder | $68,165 | $25,162+170.9% | $20,388+234.3% | $19,030+258.2% |