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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,046 | $125,190-72.0% | $105,624-66.8% | $145,897-76.0% |
| Participation rate | 78.9% | 77.6%+1.3pp | 75.3%+3.7pp | 80.3%-1.4pp |
| Annual return | 14.48% | 225.22%-210.7pp | 116.20%-101.7pp | 552.29%-537.8pp |
| Employer contribution / active EE | $1,454 | $3,720-60.9% | $3,168-54.1% | $4,663-68.8% |
| Participant deferral / active EE | $3,187 | $5,716-44.2% | $5,013-36.4% | $6,689-52.4% |
| Admin fee / account holder | $906 | $17,138-94.7% | $10,961-91.7% | $13,390-93.2% |