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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,227 | $79,223+116.1% | $102,460+67.1% | $74,478+129.9% |
| Participation rate | 63.4% | 74.8%-11.4pp | 76.5%-13.2pp | 67.2%-3.9pp |
| Annual return | 11.29% | 54.98%-43.7pp | 29.47%-18.2pp | 1370.56%-1359.3pp |
| Employer contribution / active EE | $4,063 | $2,363+71.9% | $3,025+34.3% | $2,626+54.7% |
| Participant deferral / active EE | $5,647 | $4,417+27.9% | $5,056+11.7% | $4,350+29.8% |
| Admin fee / account holder | $22,127 | $2,003+1004.7% | $9,460+133.9% | $1,946+1037.2% |