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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,227 | $79,184+116.2% | $102,438+67.2% | $74,546+129.7% |
| Participation rate | 63.4% | 74.8%-11.4pp | 76.5%-13.1pp | 67.2%-3.9pp |
| Annual return | 11.29% | 54.95%-43.7pp | 29.37%-18.1pp | 1366.03%-1354.7pp |
| Employer contribution / active EE | $4,063 | $2,362+72.0% | $3,024+34.4% | $2,624+54.8% |
| Participant deferral / active EE | $5,647 | $4,414+27.9% | $5,054+11.8% | $4,347+29.9% |
| Admin fee / account holder | $22,127 | $2,001+1005.7% | $9,448+134.2% | $1,944+1038.5% |