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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,344 | $117,904-21.7% | $102,457-9.9% | $145,978-36.7% |
| Participation rate | 95.2% | 78.6%+16.6pp | 76.5%+18.7pp | 80.3%+14.9pp |
| Annual return | 12.27% | 31.80%-19.5pp | 29.41%-17.1pp | 550.52%-538.2pp |
| Employer contribution / active EE | $3,201 | $3,613-11.4% | $3,022+5.9% | $4,662-31.3% |
| Participant deferral / active EE | $5,634 | $5,733-1.7% | $5,054+11.5% | $6,690-15.8% |
| Admin fee / account holder | $4,575 | $13,329-65.7% | $9,451-51.6% | $13,400-65.9% |