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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,271 | $100,970+31.0% | $96,576+37.0% | $137,256-3.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.96% | 38.16%-23.2pp | 38.47%-23.5pp | 220.34%-205.4pp |
| Employer contribution / active EE | $7,952 | $3,809+108.8% | $3,553+123.8% | $4,156+91.3% |
| Participant deferral / active EE | $7,992 | $8,286-3.5% | $7,956+0.5% | $6,407+24.7% |
| Admin fee / account holder | $2,601 | $11,312-77.0% | $11,381-77.1% | $12,270-78.8% |