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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,322 | $108,942+3.1% | $100,415+11.9% | $145,897-23.0% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 17.29% | 58.27%-41.0pp | 49.47%-32.2pp | 552.29%-535.0pp |
| Employer contribution / active EE | $7,430 | $4,422+68.0% | $3,943+88.4% | $4,663+59.4% |
| Participant deferral / active EE | $7,237 | $8,461-14.5% | $8,091-10.6% | $6,689+8.2% |
| Admin fee / account holder | $1,112 | $9,702-88.5% | $7,906-85.9% | $13,390-91.7% |