Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,202 | $57,590-64.9% | $86,233-76.6% | $82,448-75.5% |
| Participation rate | 31.0% | 57.9%-26.9pp | 69.0%-38.0pp | 68.1%-37.1pp |
| Annual return | 22.75% | 22.41%+0.3pp | 61.39%-38.6pp | 41.64%-18.9pp |
| Employer contribution / active EE | $305 | $1,655-81.6% | $2,504-87.8% | $2,551-88.0% |
| Participant deferral / active EE | $986 | $3,080-68.0% | $4,559-78.4% | $4,139-76.2% |
| Admin fee / account holder | $1,748 | $4,730-63.0% | $8,342-79.0% | $7,234-75.8% |