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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,281 | $156,398+5.0% | $147,318+11.5% | $138,895+18.3% |
| Participation rate | 72.2% | 83.8%-11.5pp | 82.1%-9.8pp | 79.9%-7.7pp |
| Annual return | 14.17% | 78.75%-64.6pp | 70.43%-56.3pp | 145.39%-131.2pp |
| Employer contribution / active EE | $2,591 | $4,853-46.6% | $4,593-43.6% | $4,194-38.2% |
| Participant deferral / active EE | $10,430 | $8,237+26.6% | $7,906+31.9% | $6,396+63.1% |
| Admin fee / account holder | $27,631 | $14,976+84.5% | $13,708+101.6% | $12,562+120.0% |