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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,836 | $125,190-66.6% | $105,624-60.4% | $145,897-71.3% |
| Participation rate | 40.0% | 77.6%-37.6pp | 75.3%-35.3pp | 80.3%-40.3pp |
| Annual return | 9.46% | 225.22%-215.8pp | 116.20%-106.7pp | 552.29%-542.8pp |
| Employer contribution / active EE | $907 | $3,720-75.6% | $3,168-71.4% | $4,663-80.6% |
| Participant deferral / active EE | $4,326 | $5,716-24.3% | $5,013-13.7% | $6,689-35.3% |
| Admin fee / account holder | $20,038 | $17,138+16.9% | $10,961+82.8% | $13,390+49.6% |