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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,201 | $199,109-40.1% | $173,730-31.4% | $154,746-23.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 41.40% | 20.02%+21.4pp | 19.96%+21.4pp | 172.34%-130.9pp |
| Employer contribution / active EE | $3,995 | $5,311-24.8% | $4,577-12.7% | $4,379-8.8% |
| Participant deferral / active EE | $12,609 | $7,113+77.3% | $6,326+99.3% | $6,730+87.3% |
| Admin fee / account holder | $4,513 | $20,916-78.4% | $17,523-74.2% | $14,365-68.6% |