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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,036 | $29,733+91.8% | $56,025+1.8% | $80,959-29.5% |
| Participation rate | 24.5% | 41.7%-17.2pp | 52.5%-28.0pp | 67.7%-43.2pp |
| Annual return | 11.33% | 35.28%-24.0pp | 1712.69%-1701.4pp | 35.67%-24.3pp |
| Employer contribution / active EE | $120 | $672-82.1% | $1,042-88.5% | $2,757-95.6% |
| Participant deferral / active EE | $851 | $1,229-30.7% | $1,955-56.4% | $4,300-80.2% |
| Admin fee / account holder | $5,705 | $2,434+134.4% | $2,828+101.7% | $6,925-17.6% |