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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,036 | $29,716+91.9% | $56,077+1.7% | $80,925-29.5% |
| Participation rate | 24.5% | 41.7%-17.2pp | 52.5%-28.0pp | 67.7%-43.2pp |
| Annual return | 11.33% | 35.30%-24.0pp | 1709.28%-1697.9pp | 35.65%-24.3pp |
| Employer contribution / active EE | $120 | $671-82.1% | $1,040-88.5% | $2,756-95.6% |
| Participant deferral / active EE | $851 | $1,228-30.7% | $1,954-56.4% | $4,299-80.2% |
| Admin fee / account holder | $5,705 | $2,432+134.6% | $2,825+102.0% | $6,940-17.8% |