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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,425 | $110,379-57.9% | $102,412-54.7% | $145,884-68.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.96% | 24.84%-14.9pp | 24.94%-15.0pp | 551.85%-541.9pp |
| Employer contribution / active EE | $2,977 | $4,216-29.4% | $3,870-23.1% | $4,662-36.2% |
| Participant deferral / active EE | $4,179 | $5,622-25.7% | $5,060-17.4% | $6,690-37.5% |
| Admin fee / account holder | $3,436 | $9,745-64.7% | $8,388-59.0% | $13,392-74.3% |