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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,279 | $160,040-43.6% | $147,096-38.6% | $145,877-38.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 11.62% | 98.49%-86.9pp | 419.75%-408.1pp | 551.28%-539.7pp |
| Employer contribution / active EE | $22,417 | $5,289+323.8% | $4,936+354.2% | $4,663+380.7% |
| Participant deferral / active EE | $15,398 | $8,429+82.7% | $8,071+90.8% | $6,691+130.1% |
| Admin fee / account holder | $162,099 | $15,050+977.1% | $13,005+1146.4% | $13,402+1109.5% |