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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,279 | $160,028-43.6% | $147,080-38.6% | $145,884-38.1% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 11.62% | 98.60%-87.0pp | 420.17%-408.5pp | 551.85%-540.2pp |
| Employer contribution / active EE | $22,417 | $5,286+324.1% | $4,933+354.4% | $4,662+380.8% |
| Participant deferral / active EE | $15,398 | $8,422+82.8% | $8,066+90.9% | $6,690+130.2% |
| Admin fee / account holder | $162,099 | $15,030+978.5% | $12,989+1148.0% | $13,392+1110.4% |