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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,311 | $102,382-69.4% | $147,005-78.7% | $80,874-61.3% |
| Participation rate | 66.7% | 75.8%-9.2pp | 82.2%-15.5pp | 67.6%-1.0pp |
| Annual return | 14.56% | 134.89%-120.3pp | 418.76%-404.2pp | 35.62%-21.1pp |
| Employer contribution / active EE | $3,830 | $3,715+3.1% | $4,934-22.4% | $2,756+39.0% |
| Participant deferral / active EE | $8,477 | $6,646+27.5% | $8,070+5.0% | $4,297+97.3% |
| Admin fee / account holder | $18,772 | $7,942+136.4% | $13,006+44.3% | $6,935+170.7% |