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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,246 | $159,978-29.8% | $147,041-23.7% | $145,978-23.1% |
| Participation rate | 87.5% | 84.0%+3.5pp | 82.2%+5.3pp | 80.3%+7.2pp |
| Annual return | 23.58% | 98.36%-74.8pp | 419.21%-395.6pp | 550.52%-526.9pp |
| Employer contribution / active EE | $16,042 | $5,288+203.3% | $4,935+225.1% | $4,662+244.1% |
| Participant deferral / active EE | $18,986 | $8,429+125.3% | $8,071+135.2% | $6,690+183.8% |
| Admin fee / account holder | $1,161 | $15,053-92.3% | $13,006-91.1% | $13,400-91.3% |