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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,147 | $178,174-55.6% | $156,181-49.3% | $137,256-42.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 12.13% | 84.19%-72.1pp | 64.87%-52.7pp | 220.34%-208.2pp |
| Employer contribution / active EE | $3,045 | $4,972-38.8% | $4,294-29.1% | $4,156-26.7% |
| Participant deferral / active EE | $4,116 | $6,888-40.2% | $6,132-32.9% | $6,407-35.7% |
| Admin fee / account holder | $1,363 | $17,404-92.2% | $14,586-90.7% | $12,270-88.9% |