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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $398,765 | $156,398+155.0% | $147,318+170.7% | $138,895+187.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 17.44% | 78.75%-61.3pp | 70.43%-53.0pp | 145.39%-128.0pp |
| Employer contribution / active EE | $12,463 | $4,853+156.8% | $4,593+171.4% | $4,194+197.2% |
| Participant deferral / active EE | $12,052 | $8,237+46.3% | $7,906+52.4% | $6,396+88.4% |
| Admin fee / account holder | $11,174 | $14,976-25.4% | $13,708-18.5% | $12,562-11.0% |