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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,971 | $196,972-48.7% | $182,262-44.6% | $198,609-49.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 18.42% | 158.27%-139.9pp | 140.60%-122.2pp | 202.70%-184.3pp |
| Employer contribution / active EE | $12,658 | $5,364+136.0% | $5,046+150.9% | $5,055+150.4% |
| Participant deferral / active EE | $9,114 | $8,643+5.5% | $8,276+10.1% | $6,977+30.6% |
| Admin fee / account holder | $7,618 | $18,429-58.7% | $16,712-54.4% | $19,030-60.0% |